Buying a House Checklist


Buying your first home can be confusing for anyone, we’ve put together this handy checklist for buying a house so you can make sure that you haven't missed anything important. No matter what stage you’re at in the process or how many times you’ve done it before, make sure you keep on track with our house buying checklist at Lovell Homes.

Check out our Buying a House Checklist below, so that you can make sure that you’re all set for getting your perfect home.

Before you start
  • Draw up ‘would like' and ‘really need' lists
  • Budget for house costs and costs of moving
  • Get a ‘mortgage in principle’ agreement and investigate first-time buyer schemes
Searching for the perfect home
  • Weigh up the benefits of new homes vs existing homes
  • Register and meet with estate agents
  • Work out if hiring a property search agent is right for you
  • Set up viewings
Investigating houses
  • Look into parking, transport, storage, and Council Tax
  • Investigate crime rates
  • Check whether prices have risen or fallen
  • If you are buying with a partner draw up a co-ownership agreement
Making an offer
  • Investigate recent prices for properties sold in the area
  • Make an offer in writing
  • Hire a solicitor
  • If you can, organise an exclusivity period
  • Set up your survey or valuation
Finalising your offer
  • Agree on an exchange date
  • Finalise your mortgage
  • Pay your deposit
  • Exchange contracts
  • Set completion date
  • Get buildings insurance
Completing your purchase
  • Complete final negotiations
  • Organise movers
  • Pay the seller
  • Pick up keys
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