Richmond

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Home Buyer

Investor

First Time Buyer?

Yes

Help to Buy Scheme?

First Income

Second Income

Mortgage Term

Deposit

House Type

Plot

Enter purchase price

Extending your mortgage term will reduce your monthly payments but increase the amount of interest you pay overall.
Reducing your mortgage term will increase your monthly payments but decrease the amount of interest you pay overall.

Purchase Price £0 Monthly Repayment

£0

Interest Rate	1.26%*
0 % Deposit	0
0% Help to Buy***	£0
0 % Mortgage	0
Total Repayable	0

Maximum Loan Amount

Based upon a 0 a mortgage provider will typically lend up to 0 with a loan to value of 15%**

* The interest rate is based up The Bank of England Base Rate on the 1st December, 2020 plus 1.1%
** The maximum loan amount is calculated using 3 times single income or 3.5 times joint income.
*** For First-time homebuyers who are eligible for an equity loan how much you can spend on your home will depend on which region it is in. Full details of the Help to Buy schemes can be found here.
THIS DOES NOT CONSTITUTE FINANCIAL ADVICE AND IS FOR ILLUSTRATIVE PURPOSES ONLY. * The interest rate is based up The Bank of England Base Rate on the 1 December, 2020 plus 4%
** Most lenders will require a deposit of 30% of the market value of the property
*** A buy-to-let mortgage is generally assessed on the rental income that a property is likely to generate. However, most lenders will also require you to have an income yourself.
THIS DOES NOT CONSTITUTE FINANCIAL ADVICE AND IS FOR ILLUSTRATIVE PURPOSES ONLY.