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Help to Buy Calculator

Open to both first time buyers and those looking to move up the property ladder, Help to Buy could make it easier for you to buy a new build home with just a 5% deposit.

 Find out how you can maximise your budget with our handy Help to Buy calculator.

I am looking for a property in:
Your deposit
How much deposit do you have?
Min. £3.5k Max £30k
Equity Loan
Government loan up to 20% of the home value
Min. £14k Max £120k
Mortgage
Mortgage required
Min. £52.5k Max £450k
Property price
Select your property price below
Max £600k
Custom price

If you know your property price please enter here, to see your deposit, equity loan and mortgage.

Help to Buy Properties

Enter your location or postcode to find a Help To Buy property

Search
  • Oaktree Grange

    Wigan Road, Clayton le Wood

  • The Coppice, Chapel-en-le-Frith

    Manchester Road, Chapel-en-le-Frith, Derbyshire

  • Lochside Grange, Kinghorn

    Sales & Marketing Suite, Kilcruik Road

  • Dewside, King's Lynn

    Dewside, Marketing Suite, Greenpark Avenue

  • The Mill, Canton

    Lovell Partnerships Ltd, The Mill, Canton

  • St Mary's View, Gislingham

    St Mary's View Lovell Homes, Marketing Suite, Thornham Road

  • The Electric Quarter

  • Principal Point

    Orleton Lane

  • Oakfield Grange

    Oakfield Grange, Oakfield

  • Heath Farm, Holt

    Marketing Suite, Lovell Homes, Heath Farm

  • Firs Park, Hellesdon

    Firs Park Lovell Homes, Marketing Suite, Eversley Road

  • Borland Walk, Glassford

    ** SELLING FROM CHERRY HILL **, Sales & Marketing Suite, Margaretvale Drive

  • Station Fields, Mendlesham

    Station Fields Lovell Homes, Marketing Suite, Old Station Road

  • Woolwich

    Flat 2 Viotti Heights, Sandy Hill Road, Woolwich

  • Wexham Green

    Wexham Green, Sales & Marketing Suite, Off Wexham Road

  • Greetham Gardens

    Oakham Road, Greetham, Oakham

  • The Laureates

    2 Laureates Lane

  • Victoria Place

    77 Church Road, Birkenhead

  • Minshull Way

    2 Canterbury Road

  • Lockside

    1 Garforth Avenue

  • Weaver Park

    Marketing Suite: 1 Garforth Avenue, M4 6JS

  • The Spires, Branston

    Moor Lane, Branston

  • Green Bank

    Sales and Marketing Suite, 374 Windermere Road

  • Orchard Place, King's Lynn

    Orchard Place Lovell Homes, Marketing Suite, Marsh Lane

  • The Oaks, Greylees

    Murrayfield Avenue, Greylees

  • Willow Grange, Lakeside

    Lakeside Boulevard, Doncaster

  • The Meadows

    Pound Lane

  • East Avenue

    Sales and Marketing Suite, 1447 Ashton Old Road, Openshaw

  • Kings Crest

    Mansell Close

  • Queensbury Park

    York Road

  • Harvills Grange 9, 10 & 11

    Pemberton Road

  • Ymyl Yr Afon

    Ymyl Yr Afon, Golwg Yr Afon

  • Keepers Gate

    Keepers Gate, Wentwood Drive

  • New Acres Phase 2

    28 Latrigg Road

  • Station House

    New Road

Your Deposit of 5% of the property value Government Equity Loan up to 20% Mortgage 75% of the property value
Your results
Your deposit(5%)
Equity Loan(20%)
Mortgage(75%)
Your Help to Buy budget
Your deposit
How much deposit do you have?
Min. £2.5k Max £11.5k
Equity Loan
Government loan up to 15% of the home value
Min. £7.5k Max £34.5k
Mortgage
Mortgage required
Min. £40k Max £184k
Property price
Select your property price below
Max £230k
Custom price

If you know your property price please enter here, to see your deposit, equity loan and mortgage.

Help to Buy Properties

Search for Help To Buy properties within your budget. Filter by an area below to find properties within your budget.

Search
  • Oaktree Grange

    Wigan Road, Clayton le Wood

  • The Coppice, Chapel-en-le-Frith

    Manchester Road, Chapel-en-le-Frith, Derbyshire

  • Lochside Grange, Kinghorn

    Sales & Marketing Suite, Kilcruik Road

  • Dewside, King's Lynn

    Dewside, Marketing Suite, Greenpark Avenue

  • The Mill, Canton

    Lovell Partnerships Ltd, The Mill, Canton

  • St Mary's View, Gislingham

    St Mary's View Lovell Homes, Marketing Suite, Thornham Road

  • The Electric Quarter

  • Principal Point

    Orleton Lane

  • Oakfield Grange

    Oakfield Grange, Oakfield

  • Heath Farm, Holt

    Marketing Suite, Lovell Homes, Heath Farm

  • Firs Park, Hellesdon

    Firs Park Lovell Homes, Marketing Suite, Eversley Road

  • Borland Walk, Glassford

    ** SELLING FROM CHERRY HILL **, Sales & Marketing Suite, Margaretvale Drive

  • Station Fields, Mendlesham

    Station Fields Lovell Homes, Marketing Suite, Old Station Road

  • Woolwich

    Flat 2 Viotti Heights, Sandy Hill Road, Woolwich

  • Wexham Green

    Wexham Green, Sales & Marketing Suite, Off Wexham Road

  • Greetham Gardens

    Oakham Road, Greetham, Oakham

  • The Laureates

    2 Laureates Lane

  • Victoria Place

    77 Church Road, Birkenhead

  • Minshull Way

    2 Canterbury Road

  • Lockside

    1 Garforth Avenue

  • Weaver Park

    Marketing Suite: 1 Garforth Avenue, M4 6JS

  • The Spires, Branston

    Moor Lane, Branston

  • Green Bank

    Sales and Marketing Suite, 374 Windermere Road

  • Orchard Place, King's Lynn

    Orchard Place Lovell Homes, Marketing Suite, Marsh Lane

  • The Oaks, Greylees

    Murrayfield Avenue, Greylees

  • Willow Grange, Lakeside

    Lakeside Boulevard, Doncaster

  • The Meadows

    Pound Lane

  • East Avenue

    Sales and Marketing Suite, 1447 Ashton Old Road, Openshaw

  • Kings Crest

    Mansell Close

  • Queensbury Park

    York Road

  • Harvills Grange 9, 10 & 11

    Pemberton Road

  • Ymyl Yr Afon

    Ymyl Yr Afon, Golwg Yr Afon

  • Keepers Gate

    Keepers Gate, Wentwood Drive

  • New Acres Phase 2

    28 Latrigg Road

  • Station House

    New Road

Your Deposit of 5% of the property value Government Equity Loan up to 15% Mortgage 80% of the property value
Your results
Your deposit(5%)
Equity Loan(15%)
Mortgage(80%)
Your Help to Buy budget
Your deposit
How much deposit do you have?
Min. £2.5k Max £15k
Equity Loan
Government loan up to 20% of the home value
Min. £10k Max £60k
Mortgage
Mortgage required
Min. £37.5k Max £225k
Property price
Select your property price below
Max £300k
Custom price

If you know your property price please enter here, to see your deposit, equity loan and mortgage.

Help to Buy Properties

Search for Help To Buy properties within your budget. Filter by an area below to find properties within your budget.

Search
  • Oaktree Grange

    Wigan Road, Clayton le Wood

  • The Coppice, Chapel-en-le-Frith

    Manchester Road, Chapel-en-le-Frith, Derbyshire

  • Lochside Grange, Kinghorn

    Sales & Marketing Suite, Kilcruik Road

  • Dewside, King's Lynn

    Dewside, Marketing Suite, Greenpark Avenue

  • The Mill, Canton

    Lovell Partnerships Ltd, The Mill, Canton

  • St Mary's View, Gislingham

    St Mary's View Lovell Homes, Marketing Suite, Thornham Road

  • The Electric Quarter

  • Principal Point

    Orleton Lane

  • Oakfield Grange

    Oakfield Grange, Oakfield

  • Heath Farm, Holt

    Marketing Suite, Lovell Homes, Heath Farm

  • Firs Park, Hellesdon

    Firs Park Lovell Homes, Marketing Suite, Eversley Road

  • Borland Walk, Glassford

    ** SELLING FROM CHERRY HILL **, Sales & Marketing Suite, Margaretvale Drive

  • Station Fields, Mendlesham

    Station Fields Lovell Homes, Marketing Suite, Old Station Road

  • Woolwich

    Flat 2 Viotti Heights, Sandy Hill Road, Woolwich

  • Wexham Green

    Wexham Green, Sales & Marketing Suite, Off Wexham Road

  • Greetham Gardens

    Oakham Road, Greetham, Oakham

  • The Laureates

    2 Laureates Lane

  • Victoria Place

    77 Church Road, Birkenhead

  • Minshull Way

    2 Canterbury Road

  • Lockside

    1 Garforth Avenue

  • Weaver Park

    Marketing Suite: 1 Garforth Avenue, M4 6JS

  • The Spires, Branston

    Moor Lane, Branston

  • Green Bank

    Sales and Marketing Suite, 374 Windermere Road

  • Orchard Place, King's Lynn

    Orchard Place Lovell Homes, Marketing Suite, Marsh Lane

  • The Oaks, Greylees

    Murrayfield Avenue, Greylees

  • Willow Grange, Lakeside

    Lakeside Boulevard, Doncaster

  • The Meadows

    Pound Lane

  • East Avenue

    Sales and Marketing Suite, 1447 Ashton Old Road, Openshaw

  • Kings Crest

    Mansell Close

  • Queensbury Park

    York Road

  • Harvills Grange 9, 10 & 11

    Pemberton Road

  • Ymyl Yr Afon

    Ymyl Yr Afon, Golwg Yr Afon

  • Keepers Gate

    Keepers Gate, Wentwood Drive

  • New Acres Phase 2

    28 Latrigg Road

  • Station House

    New Road

Your Deposit of 5% of the property value Government Equity Loan up to 20% Mortgage 75% of the property value
Your results
Your deposit(5%)
Equity Loan(20%)
Mortgage(75%)
Your Help to Buy budget
70,000
Your deposit
How much deposit do you have?
Min. £3.5k Max £30k
Equity Loan
Government loan up to 40% of the home value
Min. £28k Max £240k
Mortgage
Mortgage required
Min. £38.5k Max £330k
Property price
Select your property price below
Max £600k
Custom price

If you know your property price please enter here, to see your deposit, equity loan and mortgage.

Help to Buy Properties

Search for Help To Buy properties within your budget. Filter by an area below to find properties within your budget.

Search
  • Oaktree Grange

    Wigan Road, Clayton le Wood

  • The Coppice, Chapel-en-le-Frith

    Manchester Road, Chapel-en-le-Frith, Derbyshire

  • Lochside Grange, Kinghorn

    Sales & Marketing Suite, Kilcruik Road

  • Dewside, King's Lynn

    Dewside, Marketing Suite, Greenpark Avenue

  • The Mill, Canton

    Lovell Partnerships Ltd, The Mill, Canton

  • St Mary's View, Gislingham

    St Mary's View Lovell Homes, Marketing Suite, Thornham Road

  • The Electric Quarter

  • Principal Point

    Orleton Lane

  • Oakfield Grange

    Oakfield Grange, Oakfield

  • Heath Farm, Holt

    Marketing Suite, Lovell Homes, Heath Farm

  • Firs Park, Hellesdon

    Firs Park Lovell Homes, Marketing Suite, Eversley Road

  • Borland Walk, Glassford

    ** SELLING FROM CHERRY HILL **, Sales & Marketing Suite, Margaretvale Drive

  • Station Fields, Mendlesham

    Station Fields Lovell Homes, Marketing Suite, Old Station Road

  • Woolwich

    Flat 2 Viotti Heights, Sandy Hill Road, Woolwich

  • Wexham Green

    Wexham Green, Sales & Marketing Suite, Off Wexham Road

  • Greetham Gardens

    Oakham Road, Greetham, Oakham

  • The Laureates

    2 Laureates Lane

  • Victoria Place

    77 Church Road, Birkenhead

  • Minshull Way

    2 Canterbury Road

  • Lockside

    1 Garforth Avenue

  • Weaver Park

    Marketing Suite: 1 Garforth Avenue, M4 6JS

  • The Spires, Branston

    Moor Lane, Branston

  • Green Bank

    Sales and Marketing Suite, 374 Windermere Road

  • Orchard Place, King's Lynn

    Orchard Place Lovell Homes, Marketing Suite, Marsh Lane

  • The Oaks, Greylees

    Murrayfield Avenue, Greylees

  • Willow Grange, Lakeside

    Lakeside Boulevard, Doncaster

  • The Meadows

    Pound Lane

  • East Avenue

    Sales and Marketing Suite, 1447 Ashton Old Road, Openshaw

  • Kings Crest

    Mansell Close

  • Queensbury Park

    York Road

  • Harvills Grange 9, 10 & 11

    Pemberton Road

  • Ymyl Yr Afon

    Ymyl Yr Afon, Golwg Yr Afon

  • Keepers Gate

    Keepers Gate, Wentwood Drive

  • New Acres Phase 2

    28 Latrigg Road

  • Station House

    New Road

Your Deposit of 5% of the property value Government Equity Loan up to 40% Mortgage 55% of the property value
Your results
Your deposit(5%)
Equity Loan(40%)
Mortgage(55%)
Your Help to Buy budget
70,000

Help to Buy was so important; without it I wouldn't have been able to afford somewhere like this, I'm the proud owner of a Weston style house and it's brilliant.

Matthew Meredith, Lovell Homes' Scholars Way Customer
Help to Buy: Equity Loan *Move in with just a 5% deposit and 75% mortgage in England and Wales, 55% mortgage in Greater London and 80% in Scotland. Those looking to buy with Help to Buy require a 5% deposit as the government will provide up to 20% of the value of the property in an equity loan (40% in Greater London, 15% in Scotland), allowing buyers to access mortgages of up to the remaining 75%, 55% or 80% respectively with Help to Buy. The equity loan is interest free for the first five years, and can be repaid at any time or when you sell your home. Scheme available on selected properties in England, on homes up to £600,000, homes up to £300,000 in Wales and £200,000 in Scotland. Lovell cannot advise you on a mortgage. Your home may be repossessed if you do not keep you repayments on your mortgage or any debt secured on it. Subject to terms and conditions. Please ask for further details.
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